At this point, Whistle Stop has been up and running for just about one and a half years as an hourly financial planning practice serving physicians. During this time, we’ve met and helped around fifty clients, most of whom doctors and dentists, with a couple of pharmacists and attorneys sprinkled in through referrals from satisfied clients.
If you are seeing this post, chances are you are looking us up to see if it’s a fit. This post hopefully makes this easier.
Let’s start with whom are we not a good fit for. We won’t be equipped to help you if you are looking to delegate and be hands-off.
We are an excellent fit for those of you who would like to collaborate, enjoy maintaining control of your investments and taking charge implementing trades and other recommendations we provide you. Our ideal client is eager to learn and gradually become more fluent at their finances. Our mission is to provide advice with no conflict and, importantly, teach! We will consider our job properly done when you understand and cosign on our recommendations. An informed and on-board client is resilient when the going gets rough. Our mission is complete once we are no longer indispensable to you. (This is the exact goal a traditional financial advisor has; they are looking for job security and seek that through creating complexity.)
Inherent to the way we practice is our core principle of simplicity. Simplicity drives how we charge for our services (hourly), our investment philosophy (passive, index-based), and how we structure our working relationship (on demand at client’s terms). Our cost is predictable and does not change based on whether you are worth multiple millions of dollars, or are still in debt.
If you prefer that your investment advisor not get one percent of your assets every year in exchange for a few regularly scheduled meetings per year, we are your kind of advisor. If you prefer to meet on-demand to review your financial circumstances—portfolios, tax exposure, insurance, estate plan, income, etc.—every now and then, and have someone challenge your thinking and be an accountable partner, you’ve come to the right place.
We’ve built the rest of this website with transparency in mind. If there is a question our website does not answer, feel free to reach out! If you’d like to learn more, reserve a free introduction!
We look forward to speaking with you!
